Employment Practices Liability Insurance

Claims involving employment issues comprise a significant amount of today’s civil litigation. No organization is immune to employment practices liability litigation, least of all law firms. The ABA Insurance Program is excited to offer this coverage – designed for law firms – from Berkley Select.

Berkley's comprehensive EPLI features industry-leading coverages and risk management services for small, midsize, and large firms. ABA members can depend on state-of-the-art policy and coverage features, with year-round risk management services and resources at your fingertips.

Coverage Highlights

• Program designed for firms of all sizes with coverage focused on your firm
• Limits of liability up to $5 million and as low as $250,000
• ABA Member discount on premium
• Policyholders receive complimentary loss prevention tools that include a hotline for providing workplace issue consultations and a dedicated website containing articles, sample documents, and other key resources.

Policy Highlights

• Duty to Defend policy language
• Full prior acts coverage
• Third party liability coverage for claims brought by nonemployees for harassment or discrimination
• Coverage for failure to make partner
• Automatic coverage for subsidiaries
• Modified settlement clause
• Damages include punitive or exemplary damages up to the limit of liability, where insurable
• Broadened definition of claim to include tolling agreements
• Coverage extends to any nonprofit controlled by the entity